Why choose us?
Where you choose to purchase your insurance protection makes a difference. Two key reasons to choose us over others are:
Welcome to our website. We handle all types of personal and business health insurance needs. The Broker/Owner of HealthInsurance Rx, Martin Miller is committed to providing his clients with highly personalized service.
Why this Web site is good, but not enough! without an experienced Brokers help:
Anyone can arrive at this Web site and generate a quote for themselves. But that, in itself, will not answer the most important question as to whether that approach is the best one for that person or their family.
The current health insurance climate is not straightforward and consumer friendly. It is a bit of a jungle out there! So just generating a quote is not enough. You need an experienced guide through the Health Insurance maze to show you the best routes to take to arrive at your desired destination.
As a Health Insurance Broker, who services are entirely free to the public, these are just some of the questions that Martin can help answer that are essential to finding the best health Insurance Solution for you:
-Does the Insurance Company have a good or poor record of claims payments and customer service?
-Does your current income put you in a better position to seek insurance through the State Insurance Exchange?
-Does your income situation suggest that a policy with a Health Savings Account would more closely serve your needs?
-What are advantages in paying a little more for an insurance plan that offers a lower Maximum-Out-of-Pocket (MOOP)?
-If you don’t qualify for Medi- Cal, but your children do, what do you need to understand about the benefits and limitations of Medi-Cal, and would you be better off with an alternative approach?
-The advantages and disadvantages of an HMO plan verses a PPO Plan verses an EPO plan?
-If you work for yourself, how can you use your employment status to your advantage in selecting an insurance plan?
-Why you are getting stuck in your Covered California Application!?
-What are the effective tactics for lower insurance costs in your later years?
-How do you best balance out policy benefits with monthly premium when examining your medical history?
We’re proud to be of service to individuals, families and small businesses. We look forward to the possibility of serving you.