If last year taught me anything, it was that anything can happen! This is the perfect time to ask yourself: Could my family financially withstand an unexpected medical event–especially after a year like last?

Consider the following:

Most Americans are better prepared financially to die than to become disabled, although the chances are at least three to five times greater of a disability occurring.
A 35-year-old has a 50% chance of becoming disabled for 90 days or longer before age 65.
Nearly half (46%) of all foreclosures on conventional mortgages are caused by a disability. Only 2% are caused by a homeowner's death.
The Social Security Disability Insurance program pays an average of $722 per month, but the disability criteria are so strict only about 35% of those who apply actually qualify for them.
Disability insurance can help protect your family in the event of lost income. Policies typically replace 60% to 70% of your income, depending on the policy you choose. Plus, it’s very affordable. A long-term disability policy generally costs 1-3% of your annual salary. If you make $50,000 annually, that’s around $60-125 per month.

Don’t put it off any longer–the least you can do is get a quote and see where the numbers come in. I’d love to help.
Kind Regards,

Martin Miller

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