Although navigating the ins-and-outs of Medicare can be confusing, it doesn’t have to be. Here are three of the top questions I receive about Medicare answered simply and quickly.
Question: Should I sign up for Medicare if I have employer coverage?
A: If you have employer coverage, you might not need to sign up for Medicare — but every situation is unique, so it’s essential to do your research to see what’s in your best interest. As you approach your 65th birthday, talk with your employer about Medicare and how it fits with your current coverage.
Question: When do I sign up for Medicare?
A: When you become eligible for Medicare, you have a seven-month enrollment period to sign up for Part A and/or Part B. The enrollment period:
- Begins three months before the month you turn 65
- Includes the month you turn 65
- Includes the month you turn 65
- Ends three months after the month you turn 65
If you sign up during the first three months of the enrollment period, your coverage will start the first day of the month you turn 65.
Question: How do I sign up for Medicare?
A: There are two ways to enroll in Medicare:
- Go in-person to your local social security office.
- Sign up online at the Social Security Administration.
If you have additional questions or concerns about how you can manage rising medical costs or how Medicare works when you turn 65, please give me a call.
I look forward to hearing from you.
Kind Regards,
Martin Miller
Health Insurance Broker
707-540-0211 (office landline)
