HSA contribution limits increased for 2022

Hope you’re doing well this week. Wanted to touch base and let you know the IRS recently released health savings account (HSA) contribution limits for 2022.

The big picture is this: Contribution limits will increase slightly as will the out-of-pocket (OOP) maximums enrollees with high-deductible health plans will be expected to spend. To make it easy for you to see the changes, I compiled the numbers for you below.


2020 2021 2022
HSA: Individual
Contribution Limit $3,550 $3,600 $3,650
Minimum Deductible $1,400 $1,400 $1,400
Annual OOP Max $6,900 $7,000 $7,050
HSA: Family
Contribution Limit $7,100 $7,200 $7,300
Minimum Deductible $2,800 $2,800 $2,800
Annual OOP Max $13,800 $14,00 $14,100
Excepted Benefit HRA
Max Contribution $1,800 $1,800 $1,800


If you have questions or would like to discuss, let me know. I’m here to help you maximize your health insurance and not pay a penny more than you need to.


Take care,

Kind Regards,

Martin Miller

Health Insurance Broker


707-540-0211 Office Landline


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