They’re called the “golden years” — and they should be. There’s nothing more precious than the gift of time to spend with family and friends, and to dedicate to hobbies and other activities! But just like every season in life, these years aren’t without their challenges.
Adults age 65+ often face an increased risk of health problems and the potential for major medical costs. Your experience, however, doesn’t have to be marked by worries about medical bills and how best to control these costs.
You’re more-than-likely eligible for Medicare benefits upon turning 65. The primary and most important parts of Medicare are Parts A & B. Medicare Part A helps cover in-patient hospital expenses while Medicare Part B helps cover outpatient services, doctor visits, and lab fees.
The government will automatically enroll you in Medicare Part A at no cost when you reach 65 as long as you’re already collecting social security or railroad retirement benefits. You will need to enroll in Medicare Part B and there is a monthly cost.
If you are not enrolled in Social Security benefits you will need to enroll in both Part A and Part B upon turning age 65 with some exceptions. Please call me for further details about this.
Once you enroll, you can expect a “Welcome to Medicare” packet in the mail about three months before you turn 65. Take time to read it carefully and give me a call if you have questions or concerns about rising medical costs or how Medicare works when you turn 65.
I look forward to hearing from you and the opportunity to answer any questions you may have.
Call me at 707-540-0211
